Without Mastercard...

Train fare from West Ryde to Pennant Hills station: $1.40
Bus fare from Pennant Hills station to Castle Towers: $3.30
Breakfast (small latte and choc muffin) from Gloria Jeans: $7
Waking up at 6am in freezing weather to be at work by 9: Priceless
 
Work was not much better. It was just stacking up Lion King 2/Haunted Mansion DVDs(released tomorrow) and set up Target's toy sale starting on Thursday. According to Rotten Tomatoes, both movies got a rotten rating so unless you have a fetish for Disney products, spend that $30 elsewhere.